“This dwarfs by orders of magnitude any financial scam in the history of markets.”
–Andrew Lo, MIT Professor of Finance

The scandal arose when it was discovered that banks were falsely inflating or deflating their rates so as to profit from trades, or to give the impression that they were more creditworthy than they were. Libor underpins approximately $350 trillion in derivatives.

That is one huge chunk of change to get a percentage point on. Hell, you could only do a very small fraction and still rake in money faster than you can spend it and not even have anyone question it beyond something of a judgment call. Would have to assume they got greedier than usual {suspicion is that the practice started around 1991} for it to be noticed.

It is currently administered by NYSE Euronext, which took over running the Libor in January 2014.

Wonder if that would have happened if it had been discovered that the Fed did something similar. Moved into Wall Street’s waiting arms.

Since mortgages, student loans, financial derivatives, and other financial products often rely on Libor as a reference rate, the manipulation of submissions used to calculate those rates can have significant negative effects on consumers and financial markets worldwide.

And we can see who is getting robbed and harmed by the scandal. Of course, it’s the 99%; you and me. And it affected the US, because these rates are used in derivatives.

I know, the Libertarians would love to get their hands on the Fed’s books as well, though to bash government and only government. The Fed is in between and if they did do some of this, they robbed everyone. People will lose homes, families, go to “debtor’s prison” and have other repercussions I cannot even fathom. This is yet another potential method of destroying the middle class.

Now, assuming that the Fed did do something similar, what are the ways to ensure that never makes the news? Who is the most likely entity to notice it and report it?

FICO is the managing arm and recipient of a few previous financial meltdowns, such as the savings and loan scandal of the late 1980s. It employs many accountants and as I understand it as a layman, it oversees the recovery of the losses suffered from that and its predecessor. It pays close attention to what is happening with banking.

How could you get something that large to be quiet about the scandal brewing across the Pond? Shock and awe. You turn to the intelligence community for help.

But how to proceed? You scour data you have on the many, many employees at FICO and especially their friends and families. You use your collect-it-all surveillance powers. You start spying closely on them all. You look for weak spots.

You compile the reports, the psychological profiles. You narrow it down to a few candidates. At last one sticks out.

“What’s this? This dude with a masters in neuroscience working on his doctorate has always been a bit shaky. Has had angry episodes in the past.”

You pull on your decades worth of body of knowledge on manipulating human beings * ; psychology and neuroscience; social engineering and technology; pharmacology and media manipulation. You form a plan, prepare a narrative.

When all’s said and done, it seems insane to even think, much less say publicly, that these two things could be related. People at FICO think to themselves it isn’t. But something deep down, something from thousands of years of evolution, something that enhanced survival…that thing that believed dancing, singing, praying or other rituals might bring much-needed rain or a successful hunt even before that. That thing in the gut associates them. That thing makes you decide not to talk about it anymore. That thing says “These are gods. Do not speak ill of them.”

You see, the new facts don’t alter a goddamn thing except details on how, not if.

Sadie Gurman, “AP Exclusive: Records Show University’s Response to Holmes,” AP/SBC News, 2 September 2015:

abcnews.go.com/US/wireStory/ap-exclusive-records-show- universitys-response-holmes-33471350

* FOIA on financing of many CIA  MKULTRA subprojects {8, 39, 97 for example} on homicidal psychology and of course many more on substances’ effects on humans and animals.

FOIA on Army’s modulating microwave pulses to increase agitation and activity:

US Army, “Bioeffects of Selected Non-Lethal Weapons,” 17 February 1998, declassified 6 December 2006:


CIA MKOFTEN studied side-effects of drugs. There is a small amount on that in the “Family Jewels.”

Then there’s the synergistic effect of PSYOPs. Lead a person to believe that there is no escape, they are truly living in Hell. Make them desperate, push them over the edge. Wait for the shooting to stop and control the narrative from there.

It’s much easier than one would think. We’ve seen evidence of most of these steps over and over. We’ve seen psychological professionals help with torture for money. We know mass surveillance is happening. We know there has already been some banking shenanigans.

All that remains then is the covert ops necessary to set a person on a deadly course. Sorry that we don’t have a Snowden for that.

BBD – Breaking Down the PSYOP

Imagine that on the 23rd of  August your ex contacts you. Your dog had to be put to sleep.

Then, two days later, on August 25th, a family member notes that they, too, lost a dog. Turns out this dog actually managed to die before being put down.

Both dogs became fatally ill from the same symptoms. The 26th was National Dog Day.

While you might be inclined to think it coincidence, recall that similar happened before. What would you think?

Yes. This actually happened. Assuming for a moment that this was not entirely a coincidence–and really why should I?–what was the desired effect? First, you’ll note that I would be the receiver of the news from both. They wouldn’t be telling each other and noting it on their own. They are in two other separate states, on opposite ends of the country. To them, a sort of typical life event, thankfully not a too-frequent one.

But to the person connected to both, what of them? Assuming it’s not altogether an accident. Let’s assume that merely the timing was influenced.

1} Invoke fear. Induce paranoia. This seems to be one of the US’ intelligence community’s favorite pastime anyway, just watch the news when a government contractor is on or CSPAN whenever there’s a spook speaking to Congress.

2} Provoke an angry, perhaps even violent, reaction. Poke and poke and poke until a person pops and then you have an excuse to throw them in the slammer if they aren’t simply shot dead upon the arrival of the locals. Anyone who has been on the wrong side of the IC understands perfectly the kind of pressure Barrett Brown was under when he was railroaded.

3} Isolate. Generate chatter resulting from 1 and 2 in the hopes that the target will share the idea that it was likely not coincidence with the ex and the relative. The reaction is either fear of the target and their paranoid thinking or fear of being near the target and whatever subhuman pieces of shit carry out these covert operations. This ensures the further erosion of  those relationships and the increased isolation of the target. As previously noted, isolation itself can cause stress resulting in mental illness or at least the symptoms of it. Not to mention how much more can be done when the target is the only witness.

4} Perpetuate the idea that there is no law.

Seems pretty clear to me that this is actually true. CIA, for example, claims it has a solemn duty to protect its methods. It appears not only that they have failed to do so, but that they hand out fliers to political parties and Wall Street firms on various aspects of spycraft. In case I haven’t noted it here, they don’t even have an inspector general at present. Not that the last ones helped me or people in similar predicaments that I can detect.

But it could just as well be FBI–the people most Americans would expect to contact under such circumstances–excuse me while I laugh until I can’t breathe, DHS, or DIA. There seems to be a general nuttiness one can spot on occasion in government in general for which I have no real explanation. That said, attempting to embarrass one of the other agencies via proxy is not out of the question.

Hard to believe all of this is for Erik Prince’s ego. Seeing that as less likely, but perhaps a factor at some point.

Update: and 5} “Don’t get a dog.”
–America, land of the free.

Lesser Expectations

Derren Brown – “How to Convert an Atheist”.

Start at 30:45, “Experiment 5,” and end watching at 36:00. That’s all you’ll need for this post. This segment has nothing obvious to do with religion, merely pattern-matching and how belief affects it.

This phenomenon is a portion of what contributes to the “organized stalking” phenomena. While this is not to say that there never was the “intervention” of covert operations in a target’s life–Brown himself used actors to set up the suggestion in the clip–you can see that it doesn’t take much to have an effect. In Brown’s example, he suggests that people will help the woman, and that is what she winds up seeing even though he hasn’t done a thing beyond the first meeting.

Reverse the intent to the negative, and add the possibility of having been drugged or simply harassed to the point that a natural imbalance of dopamine and/or seratonin is the result, and it becomes obvious that those who carry these forms of harassment out know what they are doing and understand what it is that they are trying to achieve: To turn a person’s own mind against herself or himself. It becomes a form of extra-legal punishment employed against a target that hasn’t actually broken any laws and when the government or other powerful entity behind it neither wants public acknowledgment of their involvement nor for anyone other than the target to believe there is anything involved beyond bad luck and mental illness. Witnesses, journalists, and whistleblowers can sometimes find themselves in this situation.

Again, see the Summary of Main problems from the Church/Tower hearings on FBI’s COINTELPRO and the very first item on CIA’s wish list for MKULTRA. In the former case you’ll see the destruction of personal and work relationships without the knowledge of the parties as to the true root cause, and the appearance of mental illness on the part of the target in the latter.

I’ll have more to say about the show as a whole in a future post and what it means to me, having been through a bit of that myself albeit via different means. What is amazing is that Brown repeats some old hypnosis experiments {there were several, conversions in both directions IIRC} without actually inducing a hypnotic state. In the meantime, you might want to duckduckgo Dr. Tali Sharot and Optimism Bias.

Mind Games

Here’s a very simple example of what being manipulated looks like and how it affects us unconsciously even when it’s a little obvious it has been done. Starting at the 16:22 mark of this episode of Brain Games, you’ll see how two teams wound up acting very differently and what the results were. Then you’ll see how they were prepped psychologically to make this the case.

Brain Games – Season 3 – Episode 14 – “Risk”

That is just about as simple as you can make it and still maintain the idea that his can be done on larger scales. Are there realworld examples? Yes, there are:

Barney Frank Confronts Woman At Townhall Comparing Obama to Hitler

This was one of those things that make Keith Olbermann, who had his show on MSNBC at the time, suggest that these folks may have been bribed by the Koch brothers to disrupt the meetings. No such connection was ever found.

A possible reason for that: Because you don’t have to actually pay people. You just have to scare the shit out of them. Behind many mass email chains lies a political operative or a group of them. We see this most often during an election, when flyers arrive in the mail discussing things like banning the bible, or whathaveyou. Now, we have these practices year-round in order to alter and influence policy, legislation, and court rulings. They are written to exploit existing fears and expand to beliefs that serve a larger political purpose, sometimes to create the appearance of false consensus or at least one based on disinformation.

This is what the Department of Defense and Central Intelligence Agency have been up to, including testing it on Facebook and other social media. The project we know about is called MINERVA and it reportedly grew out of the 2008 financial crisis. Researchers initially denied the project had Defense funding, but that was later proven to be a lie. As proponents of mass surveillance like to point out, if the government and its private partners have nothing to hide, why hide what it is funding? What it is doing?

Banks nearly destroyed the financial system, so of course the Pentagon wants to know how to manipulate people and make them crazy, angry, depressed, fearful, desperate, and–one cannot help but wonder–violent. The only real explanation for that two-part chain of events involves feces, a hill, and gravity.

But I hope it is easy to see how easy it is to do, and how effective it can be even on a small scale. Being bombarded with images, such as we will be all day on 9/11 this year, has a major effect on our perception of the world. And it doesn’t always lead to a clearer understanding of it, often just the opposite.

Monstrous Tsunami

This was originally going to be the end of a longer post about manipulation but it occurred to me that it deserves a shorter treatment all its own. It requires acceptance of a few givens similar to a thought  experiment in order to follow.

Assume that it is true that removing emotional bias from decision-making leads to greater success as society has defined it. Remove guilt and empathy and the question moves from “Should I do this?” to “Can I get away with this?” Further iterations lead to increasing the likelihood of getting away with “it” while simultaneously avoiding detection and attention beyond what you can manage via damage control or other misdirection, distraction, deceit.

Now, step out of your shoes and into theirs for a moment. Think like a social dominator.

In order to achieve this overall goal–whether it refers to politicians increasing their power by further limiting that of others, Wall Street’s inherently flawed model requiring this year to be better than the last rather than simply otherwise “successful,” or corporations providing less and less valuable services and goods while spending less and less on generating them–you as social dominator must provide an alternate explanation for any anomalies that these practices create as side-effect. In other words, you look at the psychological evolution of the masses you wish to manipulate for your benefit and decide that fear and superstition are the best ways to go for many, and throw in pseudoscience for the mainstream “thinkers.” You allow people to drift naturally toward whichever rationalizations best suit them as they are, and they naturally do so.

The problem, however, comes along when, later on, the former group of dupes–whom you have well-seeded with fear and instilled with a sense of good versus evil, right and wrong–discover your game.

Now, you have created a habit in the emotional portion of the population that will eventually bite you in the ass. You’ve let loose an emotionally-based cult that, though it doesn’t realize it yet, holds you as its natural enemy.

You’ve given the peasants torches and pitchforks, but only temporarily directed them to the wrong castle. At some point, they are going to see the truth, but the result will be just as vicious, emotional, and bloody as those you set them upon via manipulation to begin with.

I have two thoughts regarding this inevitability: First, many psychopaths and sociopaths are what many people would call subjectively “good people,” and not because they are intentionally faking it. Mental illness or personality disorder does not always equal bad person, in fact it is usually a minority that fall into that category. Some of these folks aren’t even aware that this is what they are, though I expect they sometimes wonder why so many of the rest of us get so upset over things. They will be the first casualties, though, because the resulting over-reaction won’t limit itself to individuals but rather follow along “type.”

The second thought is, it’s a good thing for them that they’re also good liars and capable of faking sincerity, these social dominators. They’re going to need that skill once the movements they created spiral out of control.

It’s Not That Difficult

A brief thought experiment.

Imagine a person, or a group of them, without empathy. They only want one thing.

They just want one person to push a button. They don’t care why he or she pushes it, merely that it happens. Why it is done is beside the point, irrelevant.

Is there any way they could achieve that? Yes. Several routes.


Holmes’ Notebook

Claudia Koerner, “Here’s What James Holmes Wrote In His Notebook Before The Aurora Theater Shooting: Holmes sent the notebook to his former psychiatrist before going on a shooting rampage that left 12 people dead. Attorneys have debated what its contents show about Holmes’ sanity,” Buzzfeed, 27 May 2015:


Amid the thoughts and planning is a simple question: Why?

Holmes wrote the word 247 times over eight pages.


And someone actually counted them all.

Here’s an alternate answer to that question: The Fed needs to be audited but hasn’t been, just like Libor.

A very logical question to ask, one that someone else at FICO may have wondered about but decided it might not be worth asking post-postal. What are the odds that the UK national bank gets involved in fraud, but not its counterpart in the US? Hell, we probably did it first.


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